Important information

Before accessing our website, please carefully read the following legal notes. Then click on the link at the bottom of this text.

The information contained on this website is for information and marketing purposes only and does not represent an offer or a recommendation, as the case may be, for the acquisition or the sale of certain funds or other products and is not a request for such offer. In particular, the information contained on this website thus is neither deemed to be legal, tax or investment advice, nor an offer or a recommendation for the acquisition or sale of funds or other products and it cannot replace individual advice on investments and other issues. Investment decisions require the individual adaptation to the personal circumstances of the investor and should only be taken after having obtained expert information and advice.

The information on funds, fund issuance and other products as well as the documents and information on market values of financial instruments provided in the download section are addressed exclusively to persons domiciled in Austria and whose native language is not german. They do not represent an acquisition offer directed to persons domiciled in other countries nor are they a call to extend such offer. In particular, the information published on this website is not addressed to US persons within the meaning of "Regulation S" of the Securities Act 1933. The financial instruments advertised on this website must not be offered in the USA and must not be proposed to US persons. The funds registered for public sale in Germany are listed in the document "Funds registered by countries".

As far as the previous performance of funds or other financial instruments is referred to on this website, we point out that the performance in the past does not allow reliable conclusions about the future performance of funds or other financial instruments.

Spängler IQAM Invest GmbH does not offer a comprehensive market comparison to its prospective clients with regard to all products offered; Spängler IQAM Invest GmbH primarily advertises its own products.

Spängler IQAM Invest GmbH having its registered office in Salzburg holds a license for the administration of investment funds in accordance with the Investment Fund Law and the Alternative Investment Fund Manager Act as well as a sublicense for financial services business.

The website is operated by Spängler IQAM Invest GmbH. The contents of the website are made available to the users for information purposes by Spängler IQAM Invest GmbH free of charge. The website only provides general information and cannot replace individual advice. Due to the ongoing development and the complexity of the issue, the Spängler IQAM Invest GmbH cannot guarantee the completeness, accuracy and up-todateness of the information and data contained on this website. A review of the up-todateness of the information as well as of its applicability to the concrete individual case is therefore necessary. The website cannot serve as a basis for investment decisions. Spängler IQAM Invest GmbH’s liability for the completeness, accuracy and current relevance of the conditions set out is excluded, to the extent permitted by law. Access to and use of our website and the legal notices are subject to Austrian law.

Our website uses so-called “cookies”. These small text files are stored on your computer and used to analyse your use of our website. You may refuse the use of cookies by selecting the appropriate settings in your browser; however, please note that if you do this you may not be able to use the full functionality of this website.

Our website uses Google Analytics, a web analysis service provided by Google Inc. (hereafter “Google”). Google Analytics uses so-called “cookies”, which are text files stored on your computer, to help the website analyse how you use the site. The information generated by the cookie about your use of this website is transmitted to and stored by Google on a server in the United States. We use Google Analytics with active IP anonymisation.  This means that Google shortens the IP address of users within Member States of the European Union or in other states party to the Agreement on the European Economic Area. Only in exceptional cases is the IP address transmitted to a Google server in the US and shortened there.  Google uses this information on our behalf to analyse your use of the website, to compile reports on website activity and to provide other services relating to website use and Internet use via the website operators. Google does not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings in your browser; however, please note that if you do this you may not be able to use the full functionality of this website.  You can also prevent Google from collecting the data generated by the cookie and relating to your use of the website (including your IP address) and from processing this data by downloading and installing the opt-out browser add-on available at: https://tools.google.com/dlpage/gaoptout?hl=en. You can prevent Google Analytics from collecting data by clicking on the following link. An opt-out cookie is installed that prevents your data from being collected by Google Analytics when you visit this website: Google Analytics Opt-out. Please note that you need to click this link again when you have deleted all the cookies in your browser. For more information on Google’s terms of service and its privacy policy, please visit https://www.google.com/analytics/terms/us.html and https://policies.google.com/?hl=en.

To facilitate good readability, gender-neutral Differentiation will be dispensed with throughout the website. As a basic principle, terms used apply to both genders for the purposes of non-discrimination.

All further information about data protection can be found on www.iqam.com/en/privacy.

I hereby acknowledge that I have read, understand and accept the information given above.